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PSU bank shares drop as RBI ECL rules arrive from April 2027
Economy
Published on 28 April 2026
RBI’s ECL may force bigger provisions and squeeze capital
PSU bank stocks slid up to 3% after the RBI confirmed the Expected Credit Loss (ECL) framework rollout from April 2027. Investors fear higher provisioning and capital pressure, with brokerages estimating a potential 5–10% hit to net worth. While the rules arrive gradually, lenders still face near-term uncertainty over balance-sheet impact.
- PSU bank stocks fell up to 3% following RBI ECL confirmation
- ECL starts from April 2027, raising expectations of higher provisioning
- Brokerages warn of a possible 5–10% net worth hit
- Phased implementation could ease immediate capital stress
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times