India allows 100% foreign investment in insurance automatic route LIC stays capped at 20

Foreign firms can buy in fully but one cap remains

India has notified 100% FDI in insurance companies under the automatic route, meaning foreign investors can invest fully without prior approvals. The move is aimed at easing entry into the sector, but the LIC investment cap is reported to remain at 20%, preserving a key restriction even as overall foreign participation expands.