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2026 US student loan overhaul cuts repayment options and tightens borrowing limits for parents and grads
Business
Published on 28 April 2026
Old repayment plans are going away faster than you think
A major US student loan shakeup in 2026 will reduce the number of repayment plans and impose stricter borrowing limits for parents and graduate students. Some existing options will be phased out while new pathways come in. For families planning college costs, the timing of decisions may matter even more as the rules change how repayments and borrowing strategies are built.
- 2026 brings fewer student loan repayment plans for borrowers
- Borrowing limits tighten for parents and graduate students
- Some older repayment options will end as new ones begin
- Families may need earlier planning for college financing
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times