Student loan repayment rules are set to shift starting July 1, 2026. The SAVE plan has already been removed, and many borrowers will lose some repayment choices as new income based plans are introduced. Options like RAP will depend on borrower income, while your loan date will determine eligibility and the path you can take. Borrowers are urged to review their plans early to avoid sudden changes.
A proposed US student loan bill would change how forgiveness is calculated for borrowers who lose jobs. It could count months with no payments toward debt relief, potentially helping middle-class workers avoid long delays. Many on income-based repayment plans may benefit, while the bill also outlines faster relief steps. However, it is not final and still needs government approval.
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A major US student loan shakeup in 2026 will reduce the number of repayment plans and impose stricter borrowing limits for parents and graduate students. Some existing options will be phased out while new pathways come in. For families planning college costs, the timing of decisions may matter even more as the rules change how repayments and borrowing strategies are built.
About 500 Indian students are part of a group lawsuit against 36 UK universities, arguing they paid for in-person education during COVID-19 but instead received online teaching and saw facilities shut. The students are seeking compensation for the reduced value of what they bought, underscoring how debt and a disrupted learning experience may still trigger legal battles post-pandemic.
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