A new report finds Americans are increasingly anxious about retirement, with many more worried about exhausting their savings than about dying. Inflation, higher day to day costs, and unpredictable markets are fueling stress, while many lack clear financial plans. Experts warn that money alone doesn’t buy peace of mind—stable income, solid planning, and cash buffers matter most.
Chartered Accountant Paaras Gangwal estimates that raising a child in India can start with ₹1–4 lakh around birth and rise to about ₹18,000 per month for upbringing. He stresses that disciplined investing, such as a ₹15,000 SIP, can help absorb inflation-driven future costs like higher education and marriage, which can significantly widen the budget gap.
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A major US student loan shakeup in 2026 will reduce the number of repayment plans and impose stricter borrowing limits for parents and graduate students. Some existing options will be phased out while new pathways come in. For families planning college costs, the timing of decisions may matter even more as the rules change how repayments and borrowing strategies are built.
Revised NPS Swasthya Pension Scheme PoC 2 guidelines have come into effect, making health insurance benefits mandatory for subscribers. The scheme remains a voluntary, contributory option open to any Indian citizen, investing contributions for retirement while enabling medical support through partial withdrawals for expenses and a 100% lump-sum exit in emergencies.
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