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PNB Q4 profit jumps 14% as digital loans surge and transactions top 95%

Business
Published on 5 May 2026
PNB Q4 profit jumps 14% as digital loans surge and transactions top 95%

One in three loans now gets approved digitally

Punjab National Bank reported a 14% year-on-year rise in Q4 net profit to ₹5,225 crore, driven by expanding digital operations. PNB says digital transactions now exceed 95% of total activity, with over ₹1 lakh crore in digital sanctions and one in three loans approved online. For FY27, it targets 12–13% credit growth and a ₹2 lakh crore digital book.

  • PNB Q4 net profit rose 14% YoY to ₹5,225 crore
  • Digital transactions now exceed 95% of total transactions
  • Over ₹1 lakh crore in digital sanctions, one in three loans digitally
  • FY27 targets include 12–13% credit growth and ₹2 lakh crore digital book
Read the full story at The Economic Times

This summarization was done by Beige for a story published on The Economic TimesThe Economic Times

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