FD investors have a last chance as RBI cuts repo rate after five years — can rates go lower

A rare pause breaks as retail FD windows start

The RBI has cut the repo rate by 25 basis points for the first time in nearly five years, reshaping expectations for fixed deposit returns. Despite the move, inflation concerns, slower GDP, and a weaker rupee limit room to celebrate. Any next reductions—potentially 50 to 75 bps—may hinge on inflation staying in check and global monetary conditions improving.