CSB Bank turns cautious on gold loans while doubling down on wholesale and SME lending

Published on 5 May 2026

Gold loan growth may slow as prices wobble

CSB Bank says it is getting cautious on gold loans as gold prices turn volatile amid geopolitical tensions. The lender expects slower growth and is reshaping its strategy toward wholesale and SME lending, using digital strengths to support the shift. It plans to keep credit growth steady, with conservative loan to value ratios to manage risk.

CSB Bank is dialing back risk on gold loans due to price volatility
Strategy shift toward wholesale and SME lending is underway
The bank will lean on digital capabilities to execute the change
Credit growth stays steady with conservative LTV limits

#smelending #lending #risk management #csb bank #gold loans

Read the full story at The Economic Times

This summarization was done by Beige for a story published on The Economic Times

CSB Bank turns cautious on gold loans while doubling down on wholesale and SME lending

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