CSB Bank Q4 profit up 6% as provisions fall and margins improve

Profit rose even as income weakened and costs climbed

CSB Bank’s Q4 profit grew 6% largely because provisions fell, even as the lender faced higher costs and weaker income. Margins improved alongside stronger advances and deposits. Asset quality improved in the quarter versus the previous sequential period, but deteriorated year-on-year, signaling mixed performance despite steady momentum.