Bank of Baroda record Q4 profit rises even as provisions jump and capital plan ramps up

Provisions rose, yet profit hit a record mark

Bank of Baroda posted a record Q4 net profit of Rs 5,616 crore despite higher provisions. The result was supported by stronger net interest income and improving asset quality, with management highlighting better balance-sheet metrics. The bank also outlined FY27 growth guidance and approved a Rs 6,000 crore capital raising plan to fund future expansion.