Bank of Baroda economist Dipanwita Mazumdar says India’s current petrol and diesel pain is likely tied to how crude shocks historically play out. She notes crude prices have risen 39.7% during the current global crunch, and when crude surges sharply, the “high” typically lasts only 6–7 months. Looking back over 54 years, she found major crude jumps—over 20% in a year—occurred in 18 instances. The latest hikes, ending a four-year revision freeze, add urgency amid rising imports.
Bank of Baroda has invited bids for a ₹2,776 crore stressed loan portfolio comprising 41 accounts, with nine declared fraud cases included. The lender is selling the assets on a cash basis under “as is where is, without recourse,” transferring all credit, operational and legal risks to the buyer. The portfolio spans sectors like power, infrastructure, real estate, textiles, automobiles and media. Book dues are as of March 31, 2026, and BOB says asset transfer won’t affect ongoing CBI or police investigations. Bids will be processed via Swiss Challenge.
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Canara Bank has increased its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points across all loan tenors, effective May 12, 2026. For borrowers with MCLR-linked loans, this means new interest charges that may translate into higher EMIs. In contrast, Bank of Baroda’s MCLR rates are unchanged.
Bank of Baroda expects net interest margins to come under pressure this fiscal as deposit rates stay sticky and lending rates are less able to rise. To protect profitability, it plans to grow fee income and explore a new primary dealership business to expand debt capital market activity. The bank is also working to strengthen key subsidiaries like BoB Cards and Nainital Bank.
Bank of Baroda shares rose more than 2% after the lender reported Q4 consolidated net profit of Rs 5,616 crore, up 11.2% year on year. Growth was driven by a 9% increase in net interest income. But the quarter also saw a 16% drop in non-interest income, raising questions about earnings quality for investors.
Bank of Baroda posted a record Q4 net profit of Rs 5,616 crore despite higher provisions. The result was supported by stronger net interest income and improving asset quality, with management highlighting better balance-sheet metrics. The bank also outlined FY27 growth guidance and approved a Rs 6,000 crore capital raising plan to fund future expansion.
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Bank of Baroda reported Q4 consolidated profit up 11.2% year on year to Rs 5,616 crore, powered by higher net interest income, solid loan growth, and better asset quality. Deposits and advances grew at double-digit rates. But non-interest income declined and the capital adequacy ratio weakened during the quarter.
A probationary officer at Bank of Baroda went viral after posting their first salary slip for 40 days, showing an in-hand pay of Rs 98,745. The buzz isn’t just about the number, but about the package of allowances and benefits like accommodation and medical support, reigniting interest in public sector bank jobs and their long-term security.
The government has extended the tenures of Rajneesh Karnatak, MD and CEO of Bank of India, and Debadatta Chand, MD and CEO of Bank of Baroda, by three years each. The Bank of India extension starts April 29, 2026, while Bank of Baroda’s begins July 1, 2026, allowing both executives to continue leading their banks through 2029.
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