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Tata Capital eyes 25% loan growth by FY28 as GenAI cuts credit costs and boosts returns
Business
Published on 24 April 2026
Credit costs are falling steadily as AI and risk discipline kick in
Tata Capital expects a strong FY27 performance supported by growth, better margins and operating efficiency. The firm highlights a continued drop in credit costs, attributing it to a disciplined risk culture and the adoption of AI. Looking ahead to FY28, it targets 23–25% loan growth, focusing on housing finance and retail products to improve returns.
- Tata Capital targets 23–25% loan growth through FY28
- FY27 outlook strengthens on growth, margins, and efficiency
- Credit costs are declining, expected to keep falling
- GenAI and disciplined risk culture drive the strategy
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times