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RBI pauses repo rate again keeping home loan borrowers waiting for relief
Economy
Published on 24 April 2026
Second pause in a row could freeze floating loan cuts
The RBI kept the repo rate unchanged at 5.5% on October 1, 2025 for the second straight meeting, after cuts earlier this year. With inflation slightly higher and small savings rates steady, banks may struggle to push floating home loan rates down further. Loans linked to EBLR may still reset faster, but the overall window for immediate relief looks narrower.
- RBI maintained repo rate at 5.5% for the second consecutive meeting
- Slightly rising inflation and steady small savings limit scope for rate cuts
- Further reductions in floating home loan rates may be harder for banks
- EBLR-linked borrowers may see quicker rate changes
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times