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RBI expected to hold repo rate at 5.25 as EMI relief waits longer for borrowers

Economy
Published on 13 May 2026
RBI expected to hold repo rate at 5.25 as EMI relief waits longer for borrowers

Inflation near 4.9% could keep EMI hopes stalled

The RBI is widely expected to keep the repo rate unchanged at 5.25% in its next policy review, delaying any meaningful fall in home-loan EMIs. With retail inflation projected to hover around the 4.9% range, the central bank appears focused on stability rather than quick rate cuts, even as borrowers wait for cheaper repayments.

  • RBI likely to keep repo rate at 5.25%
  • Home loan EMIs may not see near-term relief
  • Inflation around 4.9% is guiding the decision
  • Rate cuts could be postponed to ensure stability
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This summarization was done by Beige for a story published on RepublicRepublic

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