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Nivasa Finance raises ₹25 crore to scale affordable home loans into rural India
Startups
Published on 13 May 2026
Seed round bets on doorstep onboarding and WhatsApp journeys
Housing finance startup Nivasa Finance raised ₹25 crore in a seed round led by Prime Venture Partners, with participation from Blume Ventures, Whiteboard Capital, and angels. Founded in 2025, the Bengaluru-based platform links borrowers in rural and semi-urban markets to banks and NBFCs, using remote onboarding and doorstep service. It plans to expand in 12 months, strengthen partnerships, and pursue an NBFC licence.
- Nivasa Finance secured ₹25 crore seed funding for expansion
- Tech-enabled home loan distribution targets underserved rural and semi-urban borrowers
- Uses WhatsApp and app-based journeys plus doorstep service to boost conversions
- Plans to scale partners and field execution, and pursue an NBFC licence
Read the full story at Inc42
This summarization was done by Beige for a story published on 
Inc42