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Gold loan fintechs shift strategy as own loan books come into focus
Business
Published on 24 April 2026
Fintechs are quietly turning lenders, not just brokers
Gold loan fintechs are moving beyond originating loans for others and increasingly building their own loan books, signaling a shift toward deeper balance-sheet control and steadier revenue. The update also arrives alongside Infosys’ Q4 profit jump, adding a positive tech-finance backdrop as ETtech Morning Dispatch spotlights what’s changing in India’s lending and IT sectors.
- Gold loan fintechs are building their own loan books
- The shift could strengthen control over risk and returns
- Infosys Q4 profit jump lifts overall tech sentiment
- Strategy change points to a more self-reliant lending model
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times