Bandhan Bank aims 15% credit growth and 1.5% ROA as bad debts cool further

Published on 29 April 2026

NIMs stabilized as slippages fell faster than expected

Bandhan Bank’s CEO says the lender’s balance sheet is “repaired” and recovery is underway. NIMs have stabilized as funding costs ease, while slippages have reduced and asset quality has improved sharply. With credit costs trending down, the bank is targeting 15% credit growth and about 1.5% ROA for FY27, balancing growth with caution.

NIMs stabilized on lower funding costs
Slippages and slippage pressure reduced noticeably
Asset quality improvement is driving falling credit costs
FY27 targets include 15% credit growth and 1.5% ROA

#credit growth #asset quality #bandhan bank #roa #nim

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Bandhan Bank aims 15% credit growth and 1.5% ROA as bad debts cool further

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