AU Small Finance Bank Q4 profit surges 65 percent as provisions plunge

Profit jumped, but it was mostly a provisions drop

AU Small Finance Bank’s Q4 net profit jumped 65% as provisions fell sharply, boosting earnings despite only modest operating profit growth. The lender saw strong loan and deposit growth, improved asset quality, and margin expansion. Still, higher expenses and treasury losses weighed on day-to-day performance, shaping a mixed earnings picture.