A new US Social Security benefit cap proposal for 2026 is gaining traction as lawmakers confront a projected $230 billion annual funding shortfall. The plan would limit annual payouts to $100,000 for couples and $50,000 for individuals, with experts tying it to growing pressure on the trust fund’s solvency by 2032. While fewer than 2% of retirees would be affected, the policy could reshape retirement income debates.
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