The mutual fund SIP stoppage ratio remained above 100% for a second month in April, even as investors poured in a record Rs 31,115 crore. While SIP inflows fell 3% month-on-month, industry commentary points to steady participation, higher folios, and strong SIP assets—suggesting growing trust in long-term, goal-based investing despite churn.
A new report finds Americans are increasingly anxious about retirement, with many more worried about exhausting their savings than about dying. Inflation, higher day to day costs, and unpredictable markets are fueling stress, while many lack clear financial plans. Experts warn that money alone doesn’t buy peace of mind—stable income, solid planning, and cash buffers matter most.
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Indian savers are increasingly shifting money from fixed deposits to equities and mutual funds, signaling a major change in household finance. Lower and more uncertain FD returns, improving access to mutual funds via fintech, and greater comfort with market-linked investing are pushing savers to seek higher long-term growth. The result: a rapid transition from safety-first to returns-focused portfolios.
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