A family’s near Rs 70 lakh bet on an Australian Master’s in Data Science drew skepticism at the start, but the struggle after graduation tested them. They put in about Rs 30 lakh in savings and borrowed roughly Rs 40 lakh, then landed a first job offering around Rs 14 lakh annually during a recession year. Facing loan repayments, currency pressure, and expectations, she stayed and pushed forward. Two years later, she’s earned two promotions, nearly Rs 48 lakh annually, financial independence, and the start of permanent residency.
Indian students are increasingly picking Spain, Germany, Singapore, UAE and South Korea as affordable, high-quality study options. While the US still attracts many, the choice set is broadening due to visa norms, clearer employment pathways and stronger focus on student safety. The shift is also seen as delivering a stronger return on investment overall.
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