Mortgage rates are climbing as U.S. Treasury yields rise, pulling refinancing costs higher across the housing market. The average 30-year fixed refinance rate jumped to 6.54%, while standard 30-year mortgage rates reached 6.34%. Sticky inflation and a cautious Federal Reserve outlook are keeping borrowing expensive, leaving homeowners who waited for lower rates facing a tougher reality in 2026.
San Francisco’s housing market appears detached from ordinary affordability, driven by the city’s booming tech fortunes. Employees at some of the world’s most valuable private companies have been stacking wealth and, increasingly, cashing out. That flow of money is boosting demand and intensifying competition for homes, pushing prices further away from the broader market reality.
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US mortgage rates have risen to 6.37%, driven by global tensions and renewed inflation worries. Higher borrowing costs are pushing up monthly payments, while demand for homes is cooling as affordability worsens. Experts warn the rates could remain elevated for some time, meaning buyers may face a tougher market before conditions improve.
Lodha Developers says it aims to nearly 2.5x its annual net profit to over Rs 8,500 crore by FY31, driven by sustained demand for homes and commercial spaces. The company points to a strong development pipeline and market position, banking on the Indian housing market’s long-term expansion.
30 year mortgage rates have climbed to 6.30%, putting fresh pressure on the 2026 housing market. Economists point to rising US Treasury yields, sticky inflation, and a slower timeline for Fed rate cuts as key drivers. With borrowing costs higher, buyers face reduced affordability, though forecasts suggest rates may hover around 6% to 6.5% through the year.
Lodha Developers will roll out new housing projects worth about Rs 22,000 crore in FY27, spanning the Mumbai Metropolitan Region, Pune, Bengaluru and Delhi-NCR. The company is targeting 17% growth in sales bookings, with a projected Rs 24,000 crore in booking value, signaling an aggressive push to scale up launches and demand across key markets.
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Mumbai’s one-BHK craze tempted Delhi-area builders to push the same format across NCR, but 2019 saw the lowest launches and absorption in a decade. The problem wasn’t demand—it was choice. Buyers gravitate toward bigger homes when they’re available at close to one-BHK pricing, leaving smaller units stuck in oversupply despite the headline affordability.
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