The RBI has finalised new risk weight norms for certain retail loans. To qualify, lenders must extend credit to individuals or small businesses with turnover up to ₹500 crore, keeping loans within a ₹10 crore exposure cap per borrower. The loans must also be part of a diversified portfolio where no borrower exceeds 0.2% exposure, and the products must be standard retail categories.
FACSI has asked the Centre to give micro and small enterprises stronger support in the 2026 27 Union Budget, calling for GST relief, easier credit, and faster access to finance. It also wants a dedicated advisory council for MSMEs and simpler GST return processes, arguing that reducing compliance and funding friction could boost survival and growth.
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