Bajaj Housing Finance shares fell more than 1% to an intraday low of Rs 90.01 after reporting a steady Q4FY26 performance. Despite ROA of 2.2% and ROE of 12% that matched management expectations, investors turned cautious, pushing the stock lower. Traders are now weighing whether the dip is a buying opportunity or a signal of slower momentum.
Bajaj Housing Finance reported a 14% profit rise in the January–March quarter, with asset quality holding strong and loan assets plus disbursements growing meaningfully. Brokerages reacted positively to management commentary and a bullish outlook for growth, even as they flag rising competition from banks in home loans. The stock has also rebounded after a recent dip.
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Bajaj Housing Finance posted steady momentum in Q4, with profit rising 14% to Rs 669 crore and NII growing 15%. Loan expansion lifted AUM by 23%, while asset quality remained strong with GNPA at just 0.27%. The lender also improved operating efficiency even as provisions increased, signaling controlled risk costs.
Two standout IPOs—Tata Technologies and Bajaj Housing Finance—have erased nearly half of investor wealth from their listing peaks. Tata Technologies’ decline is linked to concerns around client concentration, while Bajaj Housing Finance has faced a valuation reset in a tougher financial environment. The early pop is now being reined in by operational realities and changing market conditions.
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