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NPS Swasthya lets you build a separate medical fund with pension savings
Economy
Published on 24 April 2026
Withdraw up to 25% for treatment, even exit fully
PFRDA has launched NPS Swasthya, a pilot scheme designed to help subscribers earmark money for healthcare while still planning for retirement. Users can contribute any amount, withdraw up to 25% specifically for medical needs, and exit fully for critical treatments. The model aims to blend pension discipline with timely access to healthcare funds.
- NPS Swasthya is a PFRDA pilot linking healthcare funding to NPS
- Subscribers can contribute any amount to their medical fund
- Withdraw up to 25% for medical needs when required
- Full exit is allowed for critical treatments
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times