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Bajaj Finance and Shriram Finance move deposit rates in opposite directions
Economy
Published on 1 May 2026
One raises rates to fund faster, the other trims
Retail investors are caught between two contrasting moves in deposit rates. Bajaj Finance has hiked deposit rates by up to 45 basis points to accelerate fundraising. Meanwhile, Shriram Finance plans to cut rates by 15–35 bps after a rating upgrade. The divergence highlights how firms manage funding and credit perceptions differently.
- Bajaj Finance increased deposit rates up to 45 bps
- Shriram Finance will cut deposit rates by 15–35 bps
- Moves reflect different funding and credit strategies
- Rating upgrade appears to drive Shriram’s decision
Read the full story at The Economic Times
This summarization was done by Beige for a story published on 
The Economic Times